Using Trusts in Financial Planning
Trusts can speed up the payment of funds to beneficiaries without resorting to probate or other lengthy procedures. In some circumstances a …
Tips for choosing investments.
Think about what you are investing for and the timescale. Plan and write it down Don’t put all your eggs in one …
Compensation for Mis-Sold Investments or Pensions
Most banks and building societies no longer offer financial advice to their clients in their high street branches. However, they are still …
Why Write Down Goals?
How many times have New Year Resolutions failed within days or weeks of starting them? How easy is it to modify habitual …
Lifetime Annuity – what does it do?
Essentially a lump sum is used to buy a regular income for the rest of your life. The lump sum could be …
How to Win at Investing
Volatility can be a liability in investing. Choosing a fund that does not fall so much when ‘the markets’ go down can …
10 Tips for saving Money
2019 Tips for Saving Money A few good ideas to consider, if you want more help – just leave me a message. …
Drawdown
There are two types of drawdown available from a pension fund. Firstly some common points: Drawdown is not normally a good option …
Your Guide to Good Will Writing
About two thirds of adults have not made a Will. If you don’t make a Will then you’ll have no say in …
Self Invested Personal Pension
Also known as a SIPP. This is an enhanced pension plan – it tends to cost a little more to run than …