Flood Risk v Road Closure
What’s the procedure? The Environment Agency (E.A.) study data from their own monitoring stations, for example Dog in a Doublet on the …
Releasing equity from your property.
I am often asked whether it is possible to borrow against the value of a main residence. A typical situation could be …
Risk of Property investment
Although the fall out from Brexit negotiations is unknown at the time of writing, there have been warnings from institutions such as …
When to take Tax Free Cash from a pension
Currently pensions may be accessed at any time from age 55 – whether you should or not depends on many factors. With …
The importance of a Will
Whilst Will writing is not a service I provide, it is very important to have a valid Will even if your estate …
Using Trusts in Financial Planning
Trusts can speed up the payment of funds to beneficiaries without resorting to probate or other lengthy procedures. In some circumstances a …
Financial Protection is important.
Sometimes the best laid plans can go wrong, it is often said that you ‘never know what is around the corner’. Anyone …
Critical Illness protection
Life cover is straightforward enough – if the life assured dies within the term covered by the policy a benefit is paid …
The risk of Inflation
At the time of writing the outcome of Brexit negotiations is unclear, I have a feeling that even if all the details …